Aldawiah, Siti (2024) ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI LITERASI KEUANGAN (Survey Pada Pelaku UMKM Desa Sangkanhurip). S1 / D3 thesis, Universitas Kuningan.

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Abstract

Jumlah pelaku UMKM desa Sangkanhurip mengalami penurunan dari tahun 2020 sampai 2021. Tujuan penelitian ini untuk mengetahui pengaruh sikap keuangan, perilaku keuangan, financial technology, dan pendapatan terhadap literasi keuangan. Metode yang digunakan pada penelitian ini adalah metode deskriptif dengan pendekatan kuantitatif. Populasi dalam penelitian ini adalah seluruh pelaku UMKM desa Sangkanhurip yang berjumlah 204 pelaku UMKM. Teknik sampling dalam penelitian ini adalah sampel jenuh yang berjumlah 204 responde. Metode pengumpulan data menggunakan kuesioner. Hasil penelitian menunjukan bahwa: (H1) Variabel sikap keuangan tidak berpengaruh signifikan terhadap literasi keuangan. (H2) Variabel perilaku keuangan berpengaruh positif dan signifikan terhadap literasi keuangan. (H3) Variabel financial technology tidak berpengaruh signifikan terhadap literasi keuangan. (H4) Variabel pendapatan berpengaruh positif dan signifikan terhadap literasi keuangan
Kata Kunci : Sikap Keuangan, Perilaku Keuangan, Financial Technology, Pendapatan dan Literasi Keuangan

The number of MSMEs in Sangkanhurip village has decreased from 2020 to 2021. The aim of this research is to determine the influence of financial attitudes, financial behavior, financial technology and income on financial literacy. The method used in this research is a descriptive method with a quantitative approach. The population in this study were all MSME actors in Sangkanhurip village, totaling 204 MSME actors. The sampling technique in this research was a saturated sample totaling 204 respondents. The data collection method uses a questionnaire. The research results show that: (H1) The financial attitude variable does not have a significant effect on financial literacy. (H2) Financial behavior variables have a positive and significant effect on financial literacy. (H3) The financial technology variable has no significant effect on financial literacy. (H4) The income variable has a positive and significant effect on financial literacy
Keywords: Financial Attitude, Financial Behavior, Financial Technology, Income and Financial Literacy

Item Type: Thesis (S1 / D3)
Uncontrolled Keywords: Kata Kunci : Sikap Keuangan, Perilaku Keuangan, Financial Technology, Pendapatan dan Literasi Keuangan Keywords: Financial Attitude, Financial Behavior, Financial Technology, Income and Financial Literacy
Subjects: H Social Sciences > HD Industries. Land use. Labor > HD28 Management. Industrial Management
H Social Sciences > HG Finance
Divisions: Fakultas Ekonomi dan Bisnis > S1 Manajemen
Depositing User: S.E Siti Aldawiah
Date Deposited: 15 Oct 2024 03:17
Last Modified: 15 Oct 2024 03:17
URI: https://rama.uniku.ac.id/id/eprint/1526

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