Alfarizi, Reyhan (2025) PENGARUH PENGETAHUAN KEUANGAN, GAYA HIDUP HEDON DAN FINANCIAL TECHNOLOGY TERHADAP PERILAKU KEUANGAN (Studi Pada Mahasiswa Universitas Kuningan Yang Memiliki Pendapatan). S1 / D3 thesis, Universitas Kuningan.

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Official URL: https://rama.uniku.ac.id

Abstract

Penelitian ini bertujuan untuk menguji pengaruh pengetahuan keuangan, gaya
hidup hedon dan financial technology terhadap perilaku keuangan. Penelitian ini
menggunakan metode penelitian deskriptif kuantitatif. Sampel dalam penelitian ini
adalah mahasiswa Universitas Kuningan yang memiliki pendapatan sebanyak 98 responden. Teknik pengumpulan data menggunakan angket dan pengukurannya
menggunakaan skala interval. Analisis data menggunakan uji analisis regresi
berganda yang dibantu menggunakan SPSS versi 26. Hasil Penelitian dari hipotesis
yang diajukan memperoleh kesimpulan bahwa : (1) Pengetahuan Keuangan, Gaya
Hidup Hedon dan Financial Technology secara Bersama-sama berpengaruh
terhadap Perilaku Keuangan. (2) Pengetahuan Keuangan berpengaruh positif dan
signifikan terhadap Perilaku Keuangan. (3) Gaya Hidup Hedon berpengaruh positif
dan signifikan terhadap Perilaku Keuangan. (4) Financial Technology berpengaruh
positif dan signifikan terhadap Perilaku Keuangan.
Kata Kunci : Pengetahuan Keuangan, Gaya Hidup Hedon, Financial
Technology, Perilaku Keuangan.

This study aims to test the influence of financial knowledge, hedonistic
lifestyle and financial technology on financial behavior. This study uses a
quantitative descriptive research method. The sample in this study were students of
Kuningan University who had an income of 98 respondents. The data collection
technique used a questionnaire and its measurement used an interval scale. Data
analysis used multiple regression analysis test assisted by SPSS version 26. The
results of the study from the proposed hypothesis concluded that: (1) Financial
Knowledge, Hedonistic Lifestyle and Financial Technology together have an effect
on Financial Behavior. (2) Financial Knowledge has a positive and significant effect
on Financial Behavior. (3) Hedonistic Lifestyle has a positive and significant
influence on Financial Behavior. (4) Financial Technology has a positive and
significant influence on Financial Behavior.
Keywords : Financial Knowledge, Hedonistic Lifestyle, Financial Technology,
Financial Behavior.

Item Type: Thesis (S1 / D3)
Uncontrolled Keywords: Kata Kunci : Pengetahuan Keuangan, Gaya Hidup Hedon, Financial Technology, Perilaku Keuangan. Keywords: Financial Knowledge, Hedonistic Lifestyle, Financial Technology, Financial Behavior.
Subjects: A General Works > AC Collections. Series. Collected works
H Social Sciences > HF Commerce > HF5601 Accounting
Divisions: Fakultas Ekonomi dan Bisnis > S1 Manajemen
Depositing User: S.E Reyhan Alfarizi
Date Deposited: 17 Dec 2025 03:10
Last Modified: 17 Dec 2025 03:10
URI: https://rama.uniku.ac.id/id/eprint/4236

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